Investing in the Future: Saving for Your Child’s College Years

Graduation season is upon us, and we are sure many of you are beaming with pride in anticipation of your student hitting yet another milestone. Whether college is on the near horizon or still some years away, the cost of education is at the forefront of the minds of many parents and grandparents. The cost […]

Focus on Philanthropy: Learn About Donor Advised Funds

A good deed is a reward in itself, but it can also lead to a reward on your tax return. A donor advised fund (DAF) is a great way to meet your philanthropic goals and exercise tax efficiency at the same time. A DAF is defined as a philanthropic vehicle established at a public charity […]

Qualified Charitable Distributions, Donor Advised Funds and More – Charitable Gift Planning in 2018 and Beyond

With the passage of the Tax Cuts and Jobs Act (TCJA) last December, the landscape for charitable giving has changed significantly beginning in 2018.  The charitable deduction has been expanded, allowing for a deduction of up to 60% of Adjusted Gross Income (AGI) for qualifying charitable contributions, up from the 50% of AGI limitation in […]

School’s in Session: Teaching Your Children About Your Estate Plan

It’s back to school season! With that comes football, cooler weather, and back-to-school shopping. Whether you have children or not, it’s difficult to miss the horde of parents and children rifling through shelves of school supplies and racks of clothes. Those who wait until the last second run the risk of being unprepared for the […]

Is a Trust the Right Choice for Me?

One topic that frequently comes up when we discuss financial advisory issues with clients is the issue of trusts. The most commonly asked questions are what is a trust and how do you know if you need one or not. A trust is simply a way to hold assets so that a “beneficiary” gets the […]

Saving for Young Professionals: Journey to Financial Security

As a young professional that has landed a great job in their field, and has no idea what to do with this newfound cash flow, the situation can feel overwhelming. To help take the edge off, we’ve outlined 3 key components to personal financial planning that are especially important to young professionals looking to get […]

Tax Efficiency Planning for Recent Retirees

We are highly focused on tax efficiency in every aspect of planning for our clients – from which accounts dividend and interest-earning securities are located in to annual capital gain/loss harvesting. One area we also target is tax-efficient distribution strategies in retirement. When looking at this, we like to view planning opportunities during three different […]