Back-of-the-Napkin Math Is Not Good Enough: The Importance of True Financial Planning

When it comes to the quality of the rest of your life and your legacy, back-of-the-napkin math is not good enough. The decisions you make now, can have lasting, long-term impacts, and we want to ensure that you are equipped to make informed decisions along the way. While each of us has a unique vision […]

April 2021 Market Commentary

March 2021 Market Commentary

Risk Capacity & Risk Tolerance: The Foundation of Investment Planning

By: Chelsea A. Benoit, CFP® Associate Advisor  One can think of creating an investment plan as finding the best way to assemble the pieces of a financial puzzle. After deciding on the goal(s) of your investment plan, determining the appropriate level of risk to assume to accomplish these goals is essential. This question requires considering […]

Covid’s Economic Impact in the Coming Year

We all know the economic devastation wrought by COVID-19 last year. According to the U.S. Bureau of Economic Analysis, GDP fell by 3.5% in 2020. As seen in the chart to the right, GDP fell by an over 30% annualized rate in Q2 last year, only to sharply recover with a similar rate of growth […]

February 2021 Market Commentary

Understanding IRAs

Saving for retirement is essential to financial freedom. Understanding your options sets you up to make educated decisions you can be confident in. That’s why we’re taking the time to help you unpack Individual Retirement Accounts. Traditional IRA Traditional IRAs are considered tax-deferred earnings. This means that taxes on the account are due at withdrawal […]

Quick Tips: Saving for Retirement

Retirement savings can feel overwhelming. While it is important to do your research on which account types work best for you, we have gathered some quick, universal tips on savings for retirement. Start today While paying down debt is important, do not wait to be debt free to start. The sooner you start, the quicker […]

4 Tips for Paying Down Debt

Student loans, a mortgage, car payments. We expect to see debt in our lifetime. However, debt should be temporary, not a lifelong payment. Making these adjustments can help set you on the right track to becoming debt-free. Create a budget It can be difficult to think about paying off loans if you have not yet […]

3/9/2020 – Market Update